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Home Loans Made Simple.
Working hard to make your next home purchase your best home purchase.
Quick Pre-Approvals
In today's real estate environment, you need to be able to make an offer fast! We guarantee fast pre-approvals
Great Rates
Because why shouldn't you get a great rate?
Fast Service
We streamline our processes to ensure you close on time
START SAVING
To successfully purchase a home, it's essential to first determine your budget and start saving for a down payment. This will help you narrow down your options and ensure that you are financially prepared to make this significant investment.
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CONNECT W/ REAL ESTATE AGENT
To begin the process of buying a home, it's a good idea to connect with a real estate agent who is familiar with the local market. An agent can help you identify homes that meet your needs and budget, and guide you through the process of making an offer and negotiating a contract.
Read More....
PRE-APPROVED
Getting pre-approved for a mortgage is an important step in the home buying process. Pre-approval involves submitting a mortgage application to a lender, who will review your credit history, income, and other financial information to determine how much they are willing to lend you.
Read More....
Quick Pre-Approvals
In today's real estate environment, you need to be able to make an offer fast! We guarantee fast pre-approvals
Great Rates
Because why shouldn't you get a great rate?
Fast Service
We streamline our processes to ensure you close on time
START SAVING
To successfully purchase a home, it's essential to first determine your budget and start saving for a down payment. This will help you narrow down your options and ensure that you are financially prepared to make this significant investment.
Read More.....
CONNECT W/ REAL ESTATE AGENT
To begin the process of buying a home, it's a good idea to connect with a real estate agent who is familiar with the local market. An agent can help you identify homes that meet your needs and budget, and guide you through the process of making an offer and negotiating a contract.
Read More....
PRE-APPROVED
Getting pre-approved for a mortgage is an important step in the home buying process. Pre-approval involves submitting a mortgage application to a lender, who will review your credit history, income, and other financial information to determine how much they are willing to lend you.
Read More....
Close and move in.
After you have made an offer on a home and it has been accepted by the seller, there are several steps that need to be completed before you can
Appraisal
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First, the home will need to be appraised. An appraisal is a professional assessment of the value of the property, and it is typically required by the lender to ensure that the home is worth at least as much as the purchase price.
Underwriting process
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Next, the lender will conduct an underwriting process to review your financial information and determine whether to approve your mortgage. This process involves verifying your employment, income, and credit history, as well as reviewing the appraised value of the home and any other conditions that may affect your ability to repay the loan.
What Our Clients Say
Let’s Explore
All the programs you want are at your fingertips.
Conventional Home Loans
Explore your options for a Conventional Home Loan and find the best fit for you. Get pre-approved now and make your dream home a reality!
FHA Home Loans
Start the journey to homeownership today with FHA Home Loans! Apply now and let us help you find the perfect loan option for you
Jumbo Home Loans
Gives you the flexibility and freedom to choose from different loan options, so that you can get the best rate for your property. With their support, you can purchase the home of your dreams with ease.
USDA Home Loans
Secure your future and start building equity today! Get pre-qualified for a USDA Home Loan and start on your path to homeownership now!
VA Home Loans
Take the first step towards owning your own home today! Apply for a VA Home Loan today for low-interest rates & flexible qualifying requirements.
Refinance Home Loans
With Refinance Home Loans, you can easily adjust your loan's rate, term, and/or program to better fit your current budget. Get the help you need to take control of your mortgage payments and get back on track.
Let's get started.
Purchase
I want to purchase a new or existing home.
Refinance
I want to make changes to my existing mortgage.
2nd Opinion
I have a quote from another lender to compare.
Explore a better way to finance a house
Polaris Home Funding Corp.
538 W. Main St.Lebanon, Ohio 45036
BRANCH NMLS 1289225
CORP. NMLS 38072
Brent Baumann
Loan Officer
NMLS 1989857